Healthcare is complicated
Did You Know?
In 2020, 57% of all healthcare spending in Ghana — about $1.3 billion — came directly from people’s pockets.
Even though nearly 7 in 10 Ghanaians have insurance (either private or through the NHIS) , many still pay out of pocket before receiving care due to coverage gaps and exclusions.
OoPHE exists to change that — by partnering with employers to give employees instant, flexible access to money – ensuring no one delays or forgo medical treatment because of their inability to pay out of pocket.
Source: GIPC Health Sector Report, 2023.
How do your employees pay for medical bills for themselves, and dependents not covered by your corporate healthcare policy?
Enhance Your Corporate HealthCare Benefits with OoPHE
Two simple ways to help your team pay their out-of-pocket medical bills
CorporateCare™
Freedom and flexibility — built into your corporate healthcare policy.
With OoPHE CorporateCare™, you set and pre-fund a corporate healthcare budget and choose how many dependents each employee can include.
OoPHE CorporateCare™ makes that budget work smarter — by offering employees easy access to funds for both expected and unexpected out-of-pocket expenses, whether at public or private healthcare facilities.
Partner with OoPHE today to give your team the freedom to pay instantly and access treatment at their preferred licensed healthcare facility anywhere in Ghana.
In those critical moments help your team focus on what matters most: their health and the people they care for.
CareCredit™
Pay for care over time — interest-free, stress-free.
With OoPHE CareCredit™, employees get a personalized healthcare credit line to pay medical bills not covered under your corporate healthcare budget. Enjoy up to 90 days of flexible repayment, with the first 30 days completely interest-free.
CareCredit™ covers all dependents and offers easy, affordable payment plans that fit your company’s payroll cycle. Employers are not on the hook for unpaid balances.
Monthly installments are automatically deducted from payroll — making it effortless to manage, easy to pay, and even easier to access care when they need it.
Companies that care about their employees, across Ghana , are providing CareCredit™, as an add-on, to their corporate healthcare benefit.
CareCredit™ is available exclusively through your employer, who pays your subscription fee.
Why Everyone Wins with OoPHE.
Employers save. Employees thrive. Providers get paid. With OoPHE, everyone wins.
A healthcare benefit your CFO will love
OoPHE makes it easy to support your team — without blowing up your budget.
Predictable Costs, No Surprises
With OoPHE CorporateCare™, you set the healthcare budget and we make every cedi count. One flat annual subscription — no rising premiums, no hidden liabilities.
Zero Employer Risk, Maximum Impact
Extend healthcare access beyond your budget limits with OoPHE CareCredit™ — 30-day, interest-free credit for employees, with zero financial exposure to your company.
📊 Total Control, Real- Time Insights
Set limits, monitor spending, and flag unusual activity instantly with CorporateCare™. OoPHE keeps you in the driver’s seat while your people get the care they deserve.
Support that protects your people — and your bottom line.
Support you can count on — when it matters most
Your employer has partnered with OoPHE to give you and your family easier access to care — without the burden of upfront costs.
👨👩👧 Freedom to Choose Care
Seek care at any licensed health facility you trust. Cover all the dependents who matter most to you.
💳 Instant, Interest-Free Credit
Get 30 days of healthcare credit — approved in seconds, with 0% interest.
📱 Simple, Seamless Experience
Track your limits, submit authorizations, and upload receipts easily — all from the OoPHE portal.
Support that gives you dignity, choice, and peace of mind.
Cash received. Care delivered.
OoPHE pays you instantly—so you serve more patients, cut bad debt, and secure your cash flow without delays.
🌍 Accepted Everywhere
From hospitals to clinics and diagnostic centers, OoPHE makes healthcare payments effortless — wherever care happens.
⚡ Instant, Reliable Payments
No more waiting weeks or months for reimbursements — OoPHE pays instantly at the point of care.
📋 Less Paperwork, More Care
OoPHE’s instant authorizations mean no claim forms or follow-ups — just fast, guaranteed payments so providers can focus on patients.
OoPHE keeps your focus where it belongs — on patients, not payment recovery.
Extend your cover. Strengthen your value.
OoPHE complements—not competes with—your insurance plans.
By covering the everyday out-of-pocket costs traditional insurance leaves behind, we help your members access care faster and stay healthier for longer.
Partnering with OoPHE means fewer delayed treatments, improved client satisfaction, and a stronger perception of your brand as a full-spectrum healthcare solution.
Key Benefits:
Bridge the coverage gap for out-of-network or excluded services.
Reduce claim disputes through transparent, preauthorized spending.
Improve policyholder retention with instant, stress-free healthcare financing.
Integrate seamlessly with your existing claims process.
OoPHE helps insurers go beyond coverage — to care.
