Take Control of your family's healthcare.
Flexible, stress-free healthcare credit that’s always there when your loved ones need it most.
No money? No problem.
Your employer’s got you.
Get the care you and your loved ones need now and pay over time —
up to 90 days of flexible repayment, with the first 30 days completely interest-free.
Too many employees can’t afford to get the treatment they need for themselves and their dependents. Let’s fix that.
Fact
Every Ghanaian employee helps supports a loved one’s healthcare—aging parents, children, siblings, even extended family.
But rising healthcare costs and the burden of paying upfront often force families to delay or skip treatment altogether.
Differentiate Your Corporate HealthCare Benefits with OoPHE
Employers
The Safety Net Every Employee Deserves
Every company supports employee health differently—but even with the best intentions, most can’t cover every medical situation, every dependent, every bill.
From excluded services to uncovered dependents, most benefits still leave employees with medical bills they can’t afford. And when those costs pile up, employees feel the pressure—sometimes enough to consider switching jobs.
OoPHE CareCredit™ gives them a financial lifeline: 30 days of interest-free revolving healthcare credit to cover any medical need, for any dependent—even non-blood relations.
Repayments are seamless through payroll deductions, so no one has to borrow at high interest, delay, or forgo treatment.
It’s your way of saying, “We’ve got you”.
Because caring doesn’t always mean covering everything —sometimes, it simply means offering the right help at the right time.
No liability. No salary advance requests. No friction. Just real help, when it matters most.
✔ Bundle CareCredit™ with OoPHE CorporateCare™ at no extra cost
✔ Or add it to your existing healthcare benefit for less than one cedi per employee per day
✔ Reduce pressure for salary advance requests during medical emergencies
✔ Improve employee satisfaction, retention, and peace of mind
✔ Minimal HR or admin effort to roll out
✔ Employers are never responsible for unpaid balances.
Employees
Take Control of How You Pay for Your Family’s Care.
Even the best health insurance can fall short.
👨👩👧 Your NHIS or corporate health insurance won’t cover everything — exclusions will always exist.
👨👩👧 It won’t cover everyone you call family.
👨👩👧 In an emergency, the nearest hospital may not even be on your approved network.
👨👩👧 And routine care outside your provider network can be just as costly as an emergency.
You shouldn’t have to delay care because of cost or coverage limits.
OoPHE CareCredit™ helps you act fast — so your loved ones get the care they need, right when they need it, without the financial stress.
✔ Interest-free for 30 days
✔ Use for any medical bill — routine or emergency
✔ Cover all dependents, even non-blood relations
✔ Accepted at all licensed hospitals, clinics, pharmacies, and providers
✔ Instant payment. No stress. No delays. No out-of-pocket panic.
OoPHE gives you the power to pay — turning moments of stress into moments of ease.
CareCredit™ is available exclusively through your employer, who covers your subscription fee.
Getting started is simple.
Fast setup for employers. Seamless care for your team.
01
Set Up
Your employer subscribes and activates your OoPHE account.
02
Get Preapproved
Download the OoPHE App to view your eligibility amount, instantly calculated based on your salary and employment status.
03
Care Paid Instantly
Use the OoPHE App to make healthcare payments and split each transaction into a flexible repayment plan that fits your budget. Deductions happen automatically from your payroll on your selected schedule.
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